Mutual of Omaha is a Fortune 500 company offering insurance, banking, and financial products to individuals and businesses. Life insurance and annuities are offered through its subsidiary, United of Omaha Life Insurance Company, which was founded in Omaha, Nebraska in 1926. 

Mutual of Omaha

In Florida, the minimum deferral is 13 months.

Mutual of Omaha's longevity annuity is called "Deferred Income Protector." It is available at premium levels of $5,000 or more with the ability to add more money at $2,000+ increments. Income can start 2 to 40 years from purchase. It can be purchased as single or joint life with or without the Refund at Death, Period Certain, or Inflation Adjustment options and is QLAC-compliant. Mutual of Omaha also has an immediate annuity called “Ultra-Income.” Their longevity annuity provides the same income payout rates for all premium levels whereas their immediate annuity is priced to provide higher income payout rates for higher premium levels.

Deferred Income Protector

SIMPLE IRA

403(b)

401(a)

457(b)

Investment Account

401(k)

Roth IRA

1035 Exchange

Check

Wire Transfer

Roth IRA Exchange

Traditional IRA Exchange

Should you pass away before the end of your contract, the accumulated value of the annuity, including interest, will be passed to your beneficiary without any charges or fees.

At the end of the contract term, you'll be able to withdraw the money invested, reinvest it in another fixed annuity, or turn it into guaranteed income via annuitization. You have 30 days from maturity date to make a selection. If you do nothing, contract will be renewed for another period of the same term with the rate effective at the time. Any withdrawals made before you turn 59 1/2 (other than rollovers to an IRA) will be charged a 10% penalty by the IRS.

High

Ultra-Secure Plus

Mutual of Omaha's immediate annuity is called "Ultra-Income." It is available at premium levels of $10,000 or more with income starting 1 to 13 months from purchase. It can be purchased as single or joint life with or without the Period Certain or Inflation Adjustment options. Mutual of Omaha also has a longevity annuity called “Deferred Income Protector.” Their immediate annuity is priced to provide income payout rates for higher premium levels whereas their longevity annuity provides the same income payout rates for all premium levels.

Fixed Annuity Products

Ultra-Secure Plus

Ultra-Premier

Income Annuity Products

Deferred Income Protector

Ultra-Income

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